Copyright & Content Ownership      

Disclaimer                     

Indemnitfication

Excepting as otherwise acknowledged, all content on the NFIB website, in e-newsletters, and in other materials we provide is owned by, licensed to, or otherwise used with permission by NFIB and, accordingly, is protected by worldwide copyright laws and other laws applicable to intellectual property.

The design of our website and logo is also the exclusive property of NFIB and protected by worldwide copyright laws. You may use content only for personal and non-commercial use and in accordance with any terms and conditions stated on specific pages,  in attachments or download files, or in associated Agreements or Notices of  Terms of Use.  You may not reproduce any content, either in whole or in part, whether or not modified or altered, except with the express written consent of the owner of the intellectual property. 

Where information is provided directly by NFIB, we make every effort to ensure completeness and accuracy, but we make no representations and offer no warranties in respect of accuracy or completeness.  Where information is supplied by third parties, we endeavour to verify the ability and intent of the supplier to provide quality information that is accurate, complete, and up-to-date.  However, we specifically deny responsibility.  It is up to the user of information to validate its accuracy, completeness, and relevance to specific needs.  We strongly recommend that users of information seek professional advice to ensure information is relevant to and appropriate for their personal circumstances.

We do everything possible to ensure accuracy of information provided and to protect your privacy and security.  We use the best available technology to keep our website free of viruses and trojans. 
We work hard to ensure reliable functioning and minimal errors.  But you must understand that you are solely responsible for any damage to your computer system or loss of data that results from any material and/or data downloaded from our website or otherwise.  We cannot warrant that the function or operation of our website will always be uninterrupted or error-free, that defects will be corrected, or that our website or the server that makes it available will be free of viruses or other harmful elements.  For the legal protection of our organization, sponsors and volunteers, we must insist that, as a user of our website, you assume full responsibility for any costs associated with its use.

We provide our programs and our website to you “as-is”, without warranties of any kind.  We do not warrant the accuracy, completeness, currency, non-infringement or availability of our programs or website.  Although we take every possible precaution to protect you, we cannot warrant that our website or our e-newsletters will be free of viruses or other harmful components.

NIFB, together with its officers, executives, employees, members and associates specifically disclaim any and all implied warranties of title, merchantability or fitness for a particular purpose, other than those implied warranties that cannot be legally excluded, applicable to this agreement.

In no event shall we, our officers, directors, employees, agents, representatives or affiliates, be liable for any direct, indirect, incidental, special or consequential damages arising out of your participation in our programs or use of our website, even if we are advised beforehand of the possibility of such damages. (This disclaimer and limitation of liability will not apply to the extent such liability is incapable of exclusion, restriction or modification under the laws applicable to this agreement.)

You agree that you will not hold us responsible for any selection or retention of, or the acts or omissions of third parties in connection with your participation in our programs.

By using this website, purchasing from the NFIB e-store, or accessing any program or service offered by or on behalf of the NFIB on this website, you automatically agree to indemnify, defend and hold us, our affiliates and our respective directors, officers, employees and agent harmless from and against any and all losses, claims, damages, costs and expenses, including reasonable solicitors’ and barristers'  fees, arising directly or indirectly from or related to your participation in our programs and/or your use of our Web site.

You may post on our website or link to our website any content that:

• Is Defamatory
• Is Obscene
• Is Pornographic
•  Is Abusive
• Is Harassing
• Is Threatening
• Contains viruses or other contaminating or destructive features
• Infringes any valid copyright, trademark, patent, or trade secret
• Violates any right of privacy or restriction on publication
• Violates any federal, state or local law, regulation or rule

You may use our logo and brand only with permission and according to the terms specified in granting that permission. You must use the logo downloaded from this web site or sent to you by email EXACTLY as is, without modification, resizing, or file type conversion.

NFIB appreciates members and others linking to its web site either by posting the logo as per the terms stated above and attaching a link to http://www.nfibau.org or a selected page on this site, or by posting a text link using the abbreviation NFIB or the full name of the organisation.  Please use Arial font or Arial Black for the abbreviation. 

NFIB also appreciates members and others promoting the organisation with positive messages. Please quote NFIB's own advertising messages, or submit alternate messages or claims for approval before publishing. 

Thank you for assisting us to protect and promote our brand.

By using this site, you warrant and guarantee that:

• All information you provide to us is true and accurate
• You are a resident of Australia and over the age of thirteen (13)
• You will maintain and promptly update information you provide and keep it accurate, current and complete
• You have read and agree to these terms
• You have read and agree to the terms of our Privacy Statement
• You will comply with any specific terms and requirements stated on pages or forms or in downloadable or emailed files or in emails
• You will honour any offered guarantee (whether stated or implied), comply with all relevant laws, and honour any and all special pricing/discount/benefits offers made either by the NFIB with your authorisation, or made on any website you link to the NFIB website. 
• You will deal fairly and ethically at all times with members, sponsors, partners, affiliates, and employees of NFIB

We reserve the right to delete, move or edit any information that we consider, in our absolute discretion, violates this Agreement, or is, for any reason whatsoever, unacceptable to us.  We also reserve the right, at our absolute discretion, to modify, delete or reject any content the publication of which we consider is contrary to the interests of our organisation or members.

We may allow third parties to promote products and services through our website, e-newsletters, and otherwise.  The provision of such products is governed solely by the terms of use provided by the supplier. You are responsible for reviewing, acknowledging and complying with the supplier's terms of use. 

All such products are provided 'as is', without representation or warranty.  We assume no responsibility either directly or indirectly for the provision of such services and products.  By accessing, using, or purchasing those products through the NFIB website, e-newsletter, or other programs or through websites linked to the NFIB site you hereby release us from any and all responsibility or liability related thereto.

NFIB website, directories, newsletters, download files, and other communications may contain links or references to other web sites.  Inclusion of or reference to a third party web site does not in any manner whatsoever imply any acceptance of responsibility or liability for content, practices, or products presented, advertised or sold on another web site.   We accept no responsibility or liability whatsoever for any damages or injury  (claimed or actual) resulting from the use of a linked or recommended web site.  All liability lies with the provider of the linked/referred site.  You use of other web sites is subject to the terms, conditions and privacy statements of those web site.

Notwithstanding the above disclaimer of liability, however, the NFIB expects all members, partners, and associates to  demonstrate diligence, honesty and integrity and will, in so far as it is possible to do so, verify that suppliers whose sites are linked to NFIB or recommended by NFIB act honestly, fairly, and ethically in all dealings and operate their business in full compliance with law.  We invite members to advise us of any complaint and to alert us of any dishonest, unfair, or illegal dealings of which they become aware, and to support NFIB in its campaign to ensure the highest standards of ethical dealing by all associated with it and to defend and protect the rights of business consumers.

Our relationship with clients, suppliers, members, sponsors, associates, affiliates, and other users of our web site, and the terms of supply of all goods and services by us, is governed by the laws of Australia and the state of Queensland.   Any dispute or action between you and us shall be resolved exclusively by a court in Queensland.  You hereby waive any objection that you may now or hereafter have to the venue of such action, and any and all rights of protest that the forum may be inconvenient for you.

In any action to enforce this Agreement, the prevailing party will be entitled to recover costs and reasonable solicitor's and barrister's fees.

We reserve the right to modify this Agreement at any time or to add any conditions, and in such circumstances you use of our website and programs will continue in accordance with those modified terms.  We do not undertake to specifically advise you of modifications or changes to this Agreement, but will publish them on this page.  By using our services, you agree that your use of the website and services is on the terms and conditions stated on this page as at the time of use.

If you have questions or concerns about this Agreement, please contact us at info@nfibau.org.